Single Stock Private Loans

Single stock private loans are collateralized by a single stock. You pledge a specific stock as security for the loan. If there is a loan defaults, the lender may sell the pledged stock to recoup the outstanding debt.

How it works:

Security: You pledge a specific stock as security or collateral for the loan.
Loan Disbursement: The loan amount is based on the value of the pledged stock, typically a percentage of the stock's market value.
Interest and Repayment: Your are responsible for paying interest on the loan, which is typically a fixed rate. The loan may also have a specific repayment term, or it may be a revolving line of credit.
Risk Management: The lender closely monitors the value of the pledged stock. If the stock's value declines significantly, the lender may require the borrower to provide additional collateral or repay the loan. In a worst-case scenario, the stock may be sold to cover the outstanding debt.

Benefits of single stock based lending:

Access to immediate liquidity: Borrowers can access cash without selling their stock, preserving their long-term investment and without giving up future gains.
Immediate Leverage: You can use the loan to pursue further investments, for private private consumptions, or to place the proceeds into a private placement life insurance policy.
Tax advantages: In some cases, the interest paid on the loan may be tax-deductible. Moreover, a single stock based private loan may allow you to obtain immediate access to your equity without recognized a gain.

Who uses single stock based lending?

Single stock based lending is primarily used by high-net-worth individuals and institutions who own significant amounts of a specific stock. It can be a useful tool for managing liquidity, investing further, or covering unexpected expenses.

Private Placement Life Insurance

Private placement life insurance policies ("PPLI") can combine the best features of a typical life insurance policy with private investments. PPLIs can be customized to the holder's preferences, meaning that premium payments can be paid at times optimal to the policy holder and that policy holders can influence what the policy's assets are invested in. PPLI's can grow tax deferred and offer tax free payments to the beneficiaries. Please click here for more information.

Asset Protection

Our asset protection techniques offer a strategic approach to safeguard your wealth from unforeseen creditors and potential liabilities. By placing your assets in trusts or foundations in select jurisdictions, you separate your personal holdings from potential claims. Our techniques make it significantly harder for creditors to seize assets, can offer anonymity and confidentiality, and can facilitate smooth wealth transfer to future generations. In addition, our techniques are designed to optimize tax advantages depending on the structure and jurisdiction. Please click here for more information.

Private Secured Notes Sales

We offer direct access to private secured note sales often accruing default rate interest at 18-24%. These are promissory notes are secured by mortgages on commercial real estate. Our direct relationships with institutional lenders who seek to remove these nonperforming notes from their books work out to our clients' benefit: the opportunity to directly invest in secured notes offering double digit returns. We are always working on identifying the most suitable direct note investment opportunities, but when they do arise, these transactions require quick closings. These transactions may be appropriate for you if you are able to close quickly and are comfortable holding a private note with limited liquidity in exchange for higher fixed returns. Please click here for more information.

Real Estate

Real estate serves as a portfolio hedge, offering protection against both inflation and market volatility. Rising rents and property appreciation help offset inflationary pressures, preserving capital and potentially generating real returns. As a tangible asset, real estate provides stability and diversification, reducing overall portfolio risk. Contact our real estate professionals to learn more.

Distress Capital
Investment

We invest in distressed assets and seek to capitalize on opportunities arising from financial distress, bankruptcy, and foreclosure. We conduct rigorous due diligence, analyzing financial statements, legal risks, and market conditions to assess the potential for value creation.

Our investment strategies include:

Distressed Debt Investing: Acquiring debt securities of companies facing financial difficulties, aiming to profit from restructuring, reorganization, or eventual recovery.
Bankruptcy Investing: Investing in companies undergoing bankruptcy proceedings, seeking to capitalize on undervalued assets or participate in reorganization plans.
Real Estate Foreclosure Investing: Acquiring properties facing foreclosure, leveraging our expertise in real estate valuation and management to maximize returns.

We take a proactive approach and work closely with stakeholders to facilitate successful outcomes. Our goal is to unlock value from distressed assets through strategic restructuring, operational improvements, and efficient asset management.

Strategic
Partnerships

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